WE MAKE LIFE EASY
- Get quotes from top-rated carriers like Protective, Lincoln, Transamerica, Prudential, AIG, Pacific Life, Banner Life and more.
- A Dedicated and Experienced licensed life insurance representative will help you secure the right policy at the best value.
- No need to shop anywhere else. Insurance premiums are the same no matter where you shop - including direct from the carrier.
If we can’t improve your current situation – it’s likely no one can.
Fully electronic processes… no obligation & no appointments!
Approach
We shop over 200 A+ rated life insurance and annuity brokerage companies to find you the best life insurance rates and quotes. Specializing in policy audits, portfolio analysis, consolidation and renewals of Term Life and Cash Value policies.
Your Existing Life Insurance Coverage
Now is the time to adjust coverage’s, extend your term periods, cash out and or save money on existing policies. Executive, Family Trust and Estate Tax planning. Business Owner, Key Man, Buy-Sell and Succession planning. IRA Qualified and Non-Qualified Annuities – 403(b), 501(c)(3). Fully electronic processes
How It Works
We use fully electronic processes, no need to meet us and no obligation to work with us. We shop the top-rated companies for the best rates and quotes, then provide them to you.
FACT
FOR THE HEALTHY
EXTEND Your Existing Life Insurance Policy – YOUR TERM PERIOD RATES or RIGHTS ARE EXPIRING. If you wish to keep and need the coverage beyond term period expiration we are able to extend/increase the coverage and also make any necessary adjustments that you feel fitting. Get a new 10yr, 15yr or 20yr contract NOW or may experience dramatic increases and/or lose your coverage as a result of increases.
- We shop over 70 A+ rated companies to find you the best Term Life Insurance rates and quotes.
- Options from $100,000 – $10,000,000.
- Athletes, Extreme Sports
- Medications, Cigars, Cannabis – NO PROBLEM
EASE
FOR BABY BOOMERS
Prior to actual Age 60. Life insurance carriers set a maximum age for when you can extend your existing coverage For many companies, this is prior to actual age 60. WITHOUT A MEDICAL.
- Specializing in policy audits, portfolio analysis, consolidation, layering and renewals of term life.
- Now is the time to adjust coverage’s, extend your term periods, cash outs and or save money on existing policies.
- Executive, Business Owner, Key Man, Buy-Sell. Succession planning
EXPERTS
FOR SENIORS
Conversion rights on existing policies Prior to actual age 70*. *Term to age 85. Permanent: GUL, IUL, UL to age Life insurance carriers set a maximum age for when you can convert and extend your existing coverage. For most carriers, this is prior to age actual age 70. WITHOUT A MEDICAL
- Conversions Rights on existing policies Prior to actual age 70*. No underwriting.
- New Term Policy can qualify age 75.
- Permanent Life Insurance: GUL, IUL, UL to age 100+
- Family Trust and Estate Tax planning.
- Instant instant issue ages 50-80 – GIWL NO UNDERWRITING up to $25,000.0
OPTIONS
FOR EXISTING POLICY HOLDERS
in GREAT HEALTH and for those who CAN NOT AFFORD premium or conversion option payments. Banks and Investors and Institution buy life insurance existing policies from our clients. If you have experienced a decline in your health since you first purchased your policy, you may qualify for a life settlement. Age 65 or older, $100,000 or more . Find Out if You Qualify To Sell Your Policy.
- POLICY BUY OUTS – Sell your life insurance policy!
- Life Settlements
- Premium Financing